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Univasa FinTech API Solution is a backend application designed to facilitate easy and fast deployment of financial solutions for small and medium financial institutions. Our API directory contains everything you require to build a functional and robust system as well as manage, monitor and scale your operations.

Univasa FinTech API Solution provides user-friendly APIs for quick and easy integration to whichever platform and application including Mobile Applications, POS, Web Applications fits your business needs. Established connection with payments partners such as CGate VAS payments, Bank transfer, Squad, VPay, Virtual Payment Collection, Nuban Account Creation and Webhooks notifications. Upon request, these APIs can be accessed through different transactional channels such as ATM Cards, POS WhatsApp Banking, and Shared or Dedicated USSD Code Integration.

Below are some descriptions of our various endpoints.

Authentication
1. Sign Up
Create an Account: Easily come onboard the Univasa API setup without the hassle and requirement of third-party tech teams.
2. Login
Log into an Account: Seamlessly log into the API and obtain security token for security of endpoints, vending and transactions.
3. Wallet
List of Transaction(s): Get a list of every credit and debit transaction that is associated with your account.
4. Products
List of Product(s): Fetch a list of Product associated with our platform, from funds transfer to value added services vending.

Enquiry
1. Account Name Enquiry
Fetch Account Name: Verify the identity of an account number before the transfer of funds is initiated to such an account
2. Fund Transfer Enquiry
Fetch Transaction Details: Confirm, validate and fetch details associated with the transfer of funds.
3. Bank Sort Code Enquiry
Fetch Bank Code(s): Needing to make a transfer to any bank within Nigeria, our system contains a list of bank sort codes, necessary to facilitate such request(s).
4. VAS Customer Item Enquiry
Know your customer: Confirm and validate the Identity of a VAS Item such as paid TV smart card number, meter number, etc., before vending is initiated

Processing and Payment
1. Single and Bulk Transfer Processing and Payment
Funds Transfer: Easily and efficiently process/send funds, whether it’s a single transaction or multiple transaction(s).
2. Airtime and Data Processing and Payment: Telecommunication Services
Quickly and seamlessly top up your airtime/data on any network of choice.
3. Paid TV and Electricity Energy Vending

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